Saubhagya yojana and FAQs on Pradhan Mantri Sahaj Bijli Har Ghar Yojana “Saubhagya”

Prime Minister Narendra Modi on Monday launched the Sahaj Bijli Har Ghar Yojana 'Saubhagya' electricity scheme to provide 24x7 power to all families across India at the BJP's National Executive meet and on the occasion of birth anniversary of RSS ideologue Pandit Deendayal Upadhyaya in New Delhi. 

The announcement made at the headquarters of Oil and Natural Gas Corporation (ONGC) is expected to reiterate BJP's electricity-for-all policy. 

Pradhan Mantri Sahaj Bijli Har Ghar Yojana –“Saubhagya” a new scheme was launched by the Prime Minister Shri Narendra Modi to ensure electrification of all willing households in the country in rural as well as urban areas on 25th September, 2017.

Pradhan Mantri Surakshit Matritva Abhiyan, Goal & Objectives of PMSMA

About Pradhan Mantri Surakshit Matritva Abhiyan

What is the program?

• The Pradhan Mantri Surakshit Matritva Abhiyan has been launched by the Ministry of Health & Family Welfare (MoHFW), Government of India. The program aims to provide assured, comprehensive and quality antenatal care, free of cost, universally to all pregnant women on the 9th of every month.
• Hon’ble Prime Minister highlighted the aim and purpose of introduction of the Pradhan Mantri Surakshit Matritva Abhiyan in the 31st July 2016 episode of Mann Ki Baat.
• PMSMA guarantees a minimum package of antenatal care services to women in their 2nd / 3rd trimesters of pregnancy at designated government health facilities
• The programme follows a systematic approach for engagement with private sector which includes motivating private practitioners to volunteer for the campaign developing strategies for generating awareness and appealing to the private sector to participate in the Abhiyan at government health facilities.

Rationale for the program:

NITI Aayog announces launch of the schemes - Lucky Grahak Yojana and Digi-Dhan Vyapar Yojana - for incentivising digital payment

Government of India has initiated numerous steps to combat the scourge of Corruption and Black Money in the last two and a half years. The Union cabinet had approved a slew of initiatives in February 2016 to encourage digital payments and a transition to less-cash economy in a strategic manner. The Prime Minister had highlighted these measures in his Man Ki Baat address in May 2016. He had urged people to adopt cashless transactions. 

National Service Scheme (NSS) and its objective motto structure and other work

The main objectives of National Service Scheme (NSS) are :

i. understand the community in which they work.

ii. understand themselves in relation to their community.

iii. identify the needs and problems of the community and involve them in problem-solving.

iv. develop among themselves a sense of social and civic responsibility.

v. utilise their knowledge in finding practical solutions to individual and community problems.

vi. develop competence required for group-living and sharing of responsibilities.

vii. gain skills in mobilising community participation.

viii. acquire leadership qualities and democratic attitudes.

ix. develop capacity to meet emergencies and natural disasters and

x. practise national integration and social harmony.

Rashtriya Krishi Vikas Yojana and its implementation

Rashtriya Krishi Vikas Yojana

The National Development Council (NDC), in its meeting held on 29th May, 2007 resolved that a special Additional Central Assistance Scheme (RKVY) be launched. The NDC resolved that agricultural development strategies must be reoriented to meet the needs of farmers and called upon the Central and State governments to evolve a strategy to rejuvenate agriculture. The NDC reaffirmed its commitment to achieve 4 per cent annual growth in the agricultural sector during the 11th plan. The Resolution with respect to the Additional Central Assistance scheme reads as below:

Rajiv Awas Yojana (RAY), its mission and objective

Rajiv Awas Yojana (RAY)

Rajiv Awas Yojana (RAY) envisages a “Slum Free India" with inclusive and equitable cities in which every citizen has access to basic civic infrastructure and social amenities and decent shelter.

Government e Marketplace (GeM) and its advantages for buyer and supplier

Government e Marketplace (GeM)

Directorate General of Supplier and Disposal (DGS&D) is tasked primarily with fixing Rate Contracts (RC) for common user items required by various Government organizations through an online e-procurement portal. Presently, it is being managed by two organized Group ‘A’ Services namely Indian Supply Service and Indian Inspection Service. DGS&D Rate Contracts are used by Central Government Ministries / Departments, PSUs and State Governments.

BABU JAGJIVAN RAM CHHATRAWAS YOJANA FOR GIRLS AND BOYS

Background:

The scheme of construction of hostels is one of the means to enable and encourage students belonging to scheduled castes to attain quality education. The scheme for construction of hostels for girls is in operation from 3rd Five Year Plan while for boys, the same was started from the year 1989-­90. The earlier centrally sponsored scheme of hostels for SC boys and girls has been revised and is renamed as "Babu Jagjivan Ram Chhatrawas Yojana' w.e.f. 01.01.2008. 

Annapurna scheme and its objective, eligibility criteria, implementing authorities and beneficiaries

Objective

The Annapurna scheme aims at providing food security to meet the requirement of those Senior Citizens who through eligible have remained uncovered under the National Old Age Pension Scheme (NOAPS). Under the Annapurna Scheme, 10 Kg. of food grains per month are to be provided 'free of cost' to the Beneficiary. The number of persons to be benefited from the Scheme will, in the first instance, be 20% of the persons eligible to receive pension under NOAPS in States/Union Territories. 

Antyodya Anna Yojana (Objective, beneficiaries scale and ration issue price)

OBJECTIVE of Antyodaya Anna yojana

Antyodaya Anna yojana has been launched by the Hon'ble Prime Minister of India on the 25th December, 2000. This scheme reflects the commitment of the Government of India to ensure food security for all create a hunger free India in the next five years and to reform and improve the Public Distribution System so as to serve the poorest of the poor in rural and urban areas. It is for the poorest of poor that the Antyodya Anna Yojana has been conserved. It is estimated that 5% of population are unable to get two square meals a day on a sub stained basis through out the year. Their purchasing power is so low that they are not in a position to buy food grains round the year even at BPL rates. It is this 5% of out population (5 crores of people or 1 crore families) which constitutes the target group of Antyodaya Anna Yojana.

Jawaharlal Nehru National Urban Renewal Mission (JnNURM) and its objective, scope, strategy and outcomes.

Jawaharlal Nehru National Urban Renewal Mission

The JNNURM was launched in 2005 as the first flagship scheme of this Ministry. JnNURM implemented by MoHUPA has two components e.g. Basic Services for Urban poor (BSUP) and Integrated Housing and Slum Development Programme (IHSDP) which aimed at integrated development of slums through projects for providing shelter, basic services and other related civic amenities with a view to providing utilities to the urban poor.

Pradhan Mantri Gramin Awaas Yojana (PMGAY) and its history, eligibility, implementation

Pradhan Mantri Gramin Awaas Yojana (PMGAY)

Pradhan Mantri Gramin Awaas Yojana (PMGAY), previously Indira Awaas Yojana (IAY), is a social welfare flagship programme, created by the Indian Government, to provide housing for the rural poor in India. A similar scheme for urban poor was launched in 2015 as Housing for All by 2022. Indira Awaas Yojana was launched by Rajiv Gandhi, the then Prime Minister of India, as one of the major flagship programs of the Ministry of Rural Development to construct houses for BPL population in the villages. Under the scheme, financial assistance worth Rs 70,000 (US$1,100) in plain areas and Rs 75,000 (US$1,200) in difficult areas (high land area) is provided for construction of houses. The houses are allotted in the name of the woman or jointly between husband and wife. The construction of the houses is the sole responsibility of the beneficiary and engagement of contractors is strictly prohibited. Sanitary latrine and smokeless chullah are required to be constructed along with each IAY house for which additional financial assistance is provided from "Total Sanitation Campaign" and "Rajiv Gandhi Grameen Vidyutikaran Yojana" respectively. This scheme, operating since 1985, provides subsidies and cash-assistance to people in villages to construct their houses, themselves.

National Institution for Transforming India (NITI) Aayog and its function

NITI Aayog Overview:

The National Institution for Transforming India, also called NITI Aayog, was formed via a resolution of the Union Cabinet on January 1, 2015. NITI Aayog is the premier policy ‘Think Tank’ of the Government of India, providing both directional and policy inputs. While designing strategic and long term policies and programmes for the Government of India, NITI Aayog also provides relevant technical advice to the Centre and States.

Gramin Bhandaran Yojana (facilities for scientific storage) and its subsidy

Gramin Bhandaran Yojana

It is well known that the small farmers do not have the economic strength to retain the produce with themselves till the market prices are favourable. There has been a felt need in the country to provide the farming community with facilities for scientific storage so that wastage and produce deterioration are avoided and also to enable it to meet its credit requirement without being compelled to sell the produce at a time when the prices are low. A network of rural godowns will enable small farmers to enhance their holding capacity in order to sell their produce at remunerative prices and avoid distress sales. Accordingly, Gramin Bhandaran Yojana, a capital investment subsidy scheme for construction / renovation of rural godowns was introduced in 2001-2002.

Bachat Lamp Yojna, its approach and working

What is Bachat Lamp Yojna? 

CFL Lighting Scheme or Bachat Lamp Yojana (BLY) promotes replacement of inefficient bulbs with Compact Fluorescent Lamps (CFLs) by leveraging the sale of Certified Emission Rights (CERs) under the Clean Development Mechanism (CDM) of the Kyoto Protocol. Bachat Lamp Yojana has entered validation for the UNFCCC CDM Programme of Activity. Bachat Lamp Yojana” seeks to utilize the Clean Development Mechanism (CDM) of the Kyoto Protocol to bring-down the price of CFLs. This public-private partnership between the Government of India, Private sector CFL Manufactures /Traders (Project Developers) and State level Electricity Distribution Companies would provide the framework to distribute high quality CFLs at about Rs.15 per piece to the households of the country. Under the scheme only 60 Watt and 100 Watt incandescent Lamps have to be replaced with 11to15 Watt and 20 -25 Watt CFLs respectively. 

Sarva Shiksha Abhiyan (SSA) and its vision and approach

Sarva Shiksha Abhiyan (SSA):

Sarva Shiksha Abhiyan (SSA) is Government of India's flagship programme for achievement of Universalization of Elementary Education (UEE) in a time bound manner, as mandated by 86th amendment to the Constitution of India making free and compulsory Education to the Children of 6-14 years age group, a Fundamental Right.

Mid Day Meal Scheme and its benefits to people

Mid Day Meal Scheme:

The role of Universal Elementary Education (UEE) for strengthening the social fabric of democracy through provision of equal opportunities to all has been accepted since the inception of our Republic.With the formulation of NPE, India initiated a wide range of programmes for achieving the goal of UEE through several schematic and programme interventions.

Pradhan Mantri Suraksha Bima Yojana (PMSBY)

Pradhan Mantri Suraksha Bima Yojana (PMSBY)

Pradhan Mantri Suraksha Bima Yojana (PMSBY) is one of three social security schemes that the government had announced in the 2015 Budget. The other two being Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and the Atal Pension Yojana (APY). As of September 12, 2016, nearly 9.6 crore people had enroled under PMSBY, with almost 2 lakh joining it on a weekly basis. 

Pradhan Mantri Adarsh Gram Yojana and its objective

Pradhan Mantri Adarsh Gram Yojana

Brief Background: 

The Centrally Sponsored Scheme ‘Pradhan Mantri Adarsh Gram Yojana’ (PMAGY) is being implemented for integrated development of Scheduled Castes (SC) majority villages having SC Population concentration > 50%. Initially the scheme was launched on Pilot basis in 1000 villages in 5 States viz. Assam, Bihar, Himachal Pradesh, Rajasthan and Tamil Nadu. The Scheme was further revised on 22.01.2015 with expansion to another 1500 SC majority villages distributed in Assam, Uttar Pradesh, West Bengal, Madhya Pradesh, Karnataka, Punjab, Uttarakhand, Odisha, Jharkhand, Chhattisgarh, Andhra Pradesh, Telangana and Haryana.

Janani Suraksha Yojana (JSY) and its important features

Janani Suraksha Yojana (JSY)

Janani Suraksha Yojana (JSY) is a safe motherhood intervention under the National Rural Health Mission (NRHM) being implemented with the objective of reducing maternal and neo-natal mortality by promoting institutional delivery among the poor pregnant women. The Yojana, launched on 12th April 2005, by the Hon’ble Prime Minister, is being implemented in all states and UTs with special focus on low performing states. JSY is a 100 % centrally sponsored scheme and it integrates cash assistance with delivery and post-delivery care.

Stand up India Scheme and its objective, eligibility, purpose, features and steps to avail scheme

Stand up India Scheme

Prime Minister launched the “Stand up India scheme” and a Web portal for the scheme on 05th April, 2016.

The “Stand up India Scheme” is being launched now to promote entrepreneurship among Scheduled Caste/Schedule Tribe and Women for loans in the range of Rs. 10 Lakhs to Rs. 100 Lakhs. The Scheme is expected to benefit large number of such entrepreneurs, as it is intended to facilitate at least two such projects per bank branch (Scheduled Commercial Bank) on an average one for each category of entrepreneur. 

Sukanya Samriddhi Yojana and its features, benefits and procedures to open account

Sukanya Samriddhi Yojana

Sukanya Samriddhi Yojana was launched by the Prime Minister Mr. Narendra Modi on 21st January 2015; under the Beti Bachao, Beti Padhao Campaign. This scheme was launched to meet the expense of the Girl child’s higher education and marriage.

A sterling initiative by Government of India. This scheme has finally been launched and it’s a good scheme for parents of girl child to invest in.

Solar power and Procedure to get subsidy on Solar PV Systems through NABARD in India

Procedure to get subsidy on Solar PV Systems through NABARD in India

Supply of electricity is quite unreliable in most parts of India. Due to increased scheduled and un-scheduled power cuts in most of the cities in India, interest in using electricity generated through alternate sources has also increased. However, high capital cost of setting up systems to tap energy through renewable sources is deterrent in taking up large-scale deployments of the same. To promote electricity generation using solar energy Government of India launched Jawaharlal Nehru National Solar Mission in January 2010. The objective is to achieve large-scale deployment of Solar Energy Systems and also to assist domestic production of critical raw materials, components and products to achieve grid parity by 2022.

Prime Minister's Rural Development Fellows Scheme (PMRDFs)

Prime Minister's Rural Development Fellows Scheme (PMRDFs)

The Prime Minister's Rural Development Fellows Scheme (PMRDFs) is an initiative of the Ministry of Rural Development (MoRD), Government of India (GoI), implemented in collaboration with State Governments. The focus of the programme is on reduction of poverty and improving the lives of the population in backward and isolated regions of India.

Smart city mission, strategy, infrastructure elements and its financier

Overview of Smart City:

Cities accommodate nearly 31% of India's current population and contribute 63% of GDP (Census 2011). Urban areas are expected to house 40% of India's population and contribute 75% of India's GDP by 2030. This requires comprehensive development of physical, institutional, social and economic infrastructure. All are important in improving the quality of life and attracting people and investment, setting in motion a virtuous cycle of growth and development. Development of Smart Cities is a step in that direction.

Pradhan Mantri Jan-Dhan Yojana and its benefits

Pradhan Mantri Jan-Dhan Yojana and its benefits:

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

Pradhan Mantri Ujjwala Yojana

Pradhan Mantri Ujjwala Yojana

India is home to more than 24 Crore households out of which about 10 Crore households are still deprived of LPG as cooking fuel and have to rely on firewood, coal, dung – cakes etc. as primary source of cooking. The smoke from burning such fuels causes alarming household pollution and adversely affects the health of Women & children causing several respiratory diseases/ disorders. As per a WHO report, smoke inhaled by women from unclean fuel is equivalent to burning 400 cigarettes in an hour. In addition, women and children have to go through the drudgery of collecting firewood.

National Child Labour Project Scheme, its objective and strategy

National Child Labour Project Scheme, its objective and strategy:

Policy: 

The National Child Labour Policy was approved by the Cabinet on 14th August 1987 during the Seventh Five Year Plan Period. The policy was formulated with the basic objective of suitably rehabilitating the children withdrawn from employment thereby reducing the incidence of child labour in areas of known concentration of child labour. The policy consists of three main ingredients:- 

Aam Aadmi Bima Yojna, its objective, benefits, eligibility criteria and documents required:

Aam Aadmi Bima Yojna, its objective, benefits, eligibility criteria and documents required:

The workers in the unorganized sector constitute about 93% of the total work force in the country. The Government has been implementing some social security measures for certain occupational groups but the coverage is miniscule. Majority of the workers are still without any social security coverage. Recognizing the need for providing social security to these workers, the Central Government has introduced a Bill in the Parliament.

Post Matric Scholarship in Jammu and Kashmir (Objectives, Benefits, Eligibility criteria and documents required)

Post Matric Scholarship in Jammu and Kashmir (Objectives, Benefits, Eligibility criteria and documents required)

Objectives

The objective of the scheme is to provide financial assistance to the Schedule Caste students, OBCs and physically handicapped students studying at Post Matriculation or Post Secondary stage to enable them to complete their education .These scholarships are available for studies in India only.

Ladli beti scheme for jammu and kasmir and its features and benefits:Know Who can apply

Ladli beti scheme for jammu and kasmir and its features and benefits:Know Who can apply

Ladli Beti, a welfare scheme for girl child was launched formally in Jammu and Kashmir by Member Parliament, Mehbooba.

Speaking at a function organized here in connection with the formal launch of the scheme, Mehbooba said it would go a long way in battling the areas of concern like female foeticide and waning female sex ratio. 

Central Government Health Scheme, its facilities and cities covered under CGHS

Central Government Health Scheme:

CGHS welcomes you as a beneficiary and is privileged to get the opportunity to provide health care to you and your dependant family members within the framework of CGHS rules.

For the last six decades Central Government Health Scheme is providing comprehensive medical care to the Central Government employees and pensioners enrolled under the scheme. In fact CGHS caters to the healthcare needs of eligible beneficiaries covering all four pillars of democratic set up in India namely Legislature, Judiciary, Executive and Press. CGHS is the model Health care facility provider for Central Government employees & Pensioners and is unique of its kind due to the large volume of beneficiary base, and open ended generous approach of providing health care.

Pradhan Mantri Awas Yojana and details of eligibiltiy to appy for PMAY

Pradhan Mantri Awas Yojana

The real estate industry has grown fastly and rates and growing exponentially. Owning a home is dream of every person. In the current scenario, if you are looking for a new house(flat) you have to spend some handsome of money. Every individual in our country is not capable of buying house at such high cost. Our government knows this launch various schemes to address this issue. Pradhan Mantri Awas yojana aka PMAY is the latest addition. This Awas Yojana scheme has been launched to provide houses at very affordable rates.

National Pension System and its benefits after retirement

National Pension System and its benefits after retirement:

Government of India established Pension Fund Regulatory and Development Authority (PFRDA)- External website that opens in a new window on 10th October, 2003 to develop and regulate pension sector in the country. The National Pension System (NPS) was launched on 1st January, 2004 with the objective of providing retirement income to all the citizens. NPS aims to institute pension reforms and to inculcate the habit of saving for retirement amongst the citizens.

Atal Pension Yojana, its benefits, eligibility, tax benefits and recent changes

Atal Pension Yojana

Atal Pension Yojana (APY) was announced by Government of India during 2015-16 budget. Ever since, the Atal Pension Yojana has enabled many Indians to secure their future post retirement.

Integrated Child Protection Scheme (ICPS)

Integrated Child Protection Scheme (ICPS)

The Integrated Child Protection Scheme (ICPS) is a centrally sponsored scheme aimed at building a protective environment for children in difficult circumstances, as well as other vulnerable children, through Government-Civil Society Partnership

Integrated Child Development Services and its function in society

Integrated Child Development Services

The Integrated Child Development Services (ICDS) scheme is a government initiative for the all-round development (health, nutrition and education) of children under 6. Its aim is to reduce infant mortality, child malnutrition and to provide pre-school education. PACS has been working to improve the non-discriminatory access of mothers and children, especially those from socially excluded groups, to these services.

National Skill Development Scheme and its vision mission and objective

National Skill Development Scheme

The National Skill Development Corporation, (NSDC) is a one of its kind, Public Private Partnership in India, under the Ministry of Skill Development & Entrepreneurship. It aims to promote skill development by catalyzing creation of large, quality, for-profit vocational institutions. 

Digital India programme e- kranti and its vision

Digital India programme e- kranti and its vision

The Digital India programme is a flagship programme of the Government of India with a vision to transform India into a digitally empowered society and knowledge economy.

E-governance initiatives in India took a broader dimension in the mid 1990s for wider sectoral applications with emphasis on citizen-centric services. The major ICT initiatives of the Government included, inter alia, some major projects such as railway computerization, land record computerization, etc. which focused mainly on the development of information systems. Later on, many states started ambitious individual e-governance projects aimed at providing electronic services to citizens.

Make in India Scheme

Make in India Scheme

Prime Minister Narendra Modi launched the Make in India initiative on September 25, 2014, with the primary goal of making India a global manufacturing hub, by encouraging both multinational as well as domestic companies to manufacture their products within the country. Led by the Department of Industrial Policy and Promotion, the initiative aims to raise the contribution of the manufacturing sector to 25% of the Gross Domestic Product (GDP) by the year 2025 from its current 16%. Make in India has introduced multiple new initiatives, promoting foreign direct investment, implementing intellectual property rights and developing the manufacturing sector.

Pradhan Mantri Gram Sadak Yojana (PMGSY)

Pradhan Mantri Gram Sadak Yojana (PMGSY)

Pradhan Mantri Gram Sadak Yojana (PMGSY) was launched on 25th December 2000 as a fully funded Centrally Sponsored Scheme to provide all weather road connectivity in rural areas of the country. The programme envisages connecting all habitations with a population of 500 persons and above in the plain areas and 250 persons and above in hill States, the tribal and the desert areas. 2. According to latest figures made available by the State Governments under a survey to identify Core Network as part of the PMGSY programme, about 1.67 lakh Unconnected Habitations are eligible for coverage under the programme. This involves construction of about 3.71 lakh km. of roads for New Connectivity and 3.68 lakh km. under upgradation. 

Central Scheme to provide Interest Subsidy for Educational Loans

Central Scheme to provide Interest Subsidy for Educational Loans

Central Scheme to provide lnterest Subsidy for the period of moratorium on Educational Loans taken by students from Economically Weaker Sections from scheduled banks under the Educational Loan Scheme of the lndian Banks' Association to pursue Technical Professional Education studies in India.

National Scholarship for college, university students, non hindi speaking states, and disabled students

Overview:

Scholarship is a boon for students, belonging to the weaker sections of the society, who are unable to further their education for some reason or the other. Scholarship is an incentive as well as encouragement for students, who are talented, but do not have the means to study further. There are a variety of scholarships – merit-based, need-based, student-specific, career-specific, and college-specific. The Ministry offers National as well as External Scholarships to the needy students.

Prime Minister’s Scholarship Scheme for higher technical and professional education

Prime Minister’s Scholarship Scheme for higher technical and professional education:

Prime Minister’s Scholarship Scheme was introduced from the Academic year 2006-07. To encourage higher technical and professional education for the dependent wards and widows of Ex Servicemen / Ex Coast Guard personnel (below officer rank only).

Mahatma Gandhi National Rural Employment Guarantee Act-MGNREGA

MGNREGA

Everyone knows About MGNREGA, as it is the best job guarantee scheme of India. The MGNREGA ( Mahatma Gandhi National rural employment guarantee act is designed to provide job guarantee for at least 100 days in rural parts of the country. Through this scheme , all the adult members ( at least 18 years of age) of the any family in rural part of the country are given non-skilled work. The Mahatma Gandhi Nationwide Non-urban Career Assurance Act (MGNREGA) is an Indian job guarantee program, presented by regulation on Aug 25, 2005. The program provides a legal guarantee for one hundred days of occupation in every financial year to mature associates of any rural family willing to do public work-related inexperienced guide perform at the legal lowest salary of INR120 (about US$2.17) per day last year prices. The Indian central Gov. Expenditure for program is about INR 40, 000 crore (around US$7.24 billion) in financial year of 2010–11.

Pradhan Mantri Kaushal Vikas Yojana-PMKVY

PMKVY – Pradhan Mantri Kaushal Vikas Yojana

India is a country of talented people. People have skills, they have enthusiasm but not all of them achieve success. Why does this happen ? Why can’t every one be successful ? Well, the answer is because due to various reasons like money shortage or other problems, people are unable to get skill training. Talent is the basic ingredient, but to be successful, it is important to get the skill development training. Such training guides the people and show them the right path.